Dance Instructor Insurance Plan

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NOTE TO ALL AGENTS AND BROKERS: This program does not pay a commission to agents and brokers

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Agreement
PROGRAM DESCRIPTION:
This insurance program has been specifically designed to meet the unique needs of a U.S.-based dance instructor directly supervising an individual or a group engaged in dance activities. (Review Complete Printable Paper Application)
Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.
GENERAL AGREEMENT:
I agree that I have reviewed and acknowledge the General Fraud Statement and Electronic Disclosure and Consent. The email used during this application is the email I wish to use for all correspondence.
In the event that Sadler & Company determines that the applicant does not qualify for this program, has not accurately answered a question, or has tendered an invalid check or one with insufficient funds, all coverages will immediately be voided as of the effective date and notify all certificate holders.
Costs are fully earned and non-refundable once coverage begins.
GENERAL LIABILITY:
I agree to the following:
Application for this plan may be made 03/01/2022 through 12/31/2022. After this date, new applications will be subject to changes in rates and coverages.
The submission of this enrollment form and/or the acceptance of payment does not guarantee coverage. Completion of this enrollment form confirms the individual's desire to obtain insurance coverage through the Sports, Leisure & Entertainment Risk Purchasing Group. Coverage begins on the date after the enrollment form is received and approved concurrent with the payment of the entire premium or, a later effective date can be requested.
The premium computation section must be completed as applicable. Please note that all rates are per instructor. Coverage applies for one or two full years from your effective date depending on which option of coverage you chose. For example: 1 Year Premium: 05/01/21 - 05/01/22 or 2 Year Premium: 05/01/21 - 05/01/23.
I understand that this coverage is for a U.S.-based dance instructor directly supervising an individual or a group engaged in dance activities. Eligible activities include:

  • Acro Dance
  • Ballet
  • Ballroom
  • Belly Dancing
  • Clogging
  • Contemporary
  • Country/Western
  • Cultural/Ethnic
  • Flamenco
  • Folk Dancing
  • Hawaiian
  • Hip Hop
  • Irish
  • Jazz
  • Latin
  • Modern
  • Salsa
  • Scottish
  • Square
  • Swing
  • Tango
  • Tap
  • Tumbling (floor only, no gymnastics apparatus)
  • ZUMBA®
If I do own, operate or maintain a fitness, sports or dance facility, this coverage will not extend to the facility. I must purchase a general liability policy for the facility itself. Click Here to be redirected to our Health/Fitness Club Coverage or Dance Studio Coverage
Coverage will only be provided for the types of instruction listed on the application.
If applying as a certified instructor, a copy of the certification may be requested at any time.
I understand that the following are Ineligible Operations under this policy:

  • Instructor under the age of 18
  • Instructor's employment as an exempt or non-exempt employee of a school, university or college
Exclusions:
The following notable exclusions are contained in the commercial general liability coverage provided by this program (note: state variations may apply). Abuse, molestation or exploitation; Asbestos; Any adult-themed parties/meetings/trips, including but not limited to parties/meetings/trips during which demonstration of products and/or services used in the adult entertainment industry takes place; Commercial general liability standard exclusions (CG001 4/13 edition); Cap on losses from certified acts of terrorism; Communicable disease; Cryogenic chambers/therapy; Cyber incident, data compromise, and violation of statutes related to personal data; Cycling (other than stationary); Employment related practices; Fireworks; Fitness/exercise operations related in whole or part, to perform as an exotic dancer or any similar occupation in the adult entertainment industry; Fungi or bacteria; Instruction/activities held on or in open water; Lead; Medical, therapy or health care services; Nuclear energy; Operation, ownership or management of a fitness, dance or sports facility; Physicals/stress testing; Physical therapy, massage or salon services; Sale or distribution of medicinal, herbal and/or nutritional products; Sexually transmitted disease; Silica or silica-related dust; Specified recreational activities – Aircraft/hot air balloon; Airport; Amusement devices: The ownership, operation, maintenance or use of any device or equipment a person rides for enjoyment, including, but not limited to: mechanical or non-mechanical ride, slide, or water slide (including any ski or tow when used in conjunction with a water slide); inflatable recreational device, or vertical device or equipment used for climbing whether permanently affixed or temporarily erected. This exclusion does not apply to video or computer games; Animals; Bungee; Dunk tank; Haunted attraction; Performer; Rodeo; Saddle animal; Snowmobile; Total pollution with a building heating, cooling & dehumidifying equipment exception and hostile fire exception; Training programs for law enforcement, public safety and military personnel; Unmanned aircraft; Those operations listed as ineligible: Instructors under the age of 18; Instruction of sport skills activities: Instructor’s employment as an exempt or non-exempt employee of a school, university or college.
GENERAL FRAUD STATEMENT

Applicable in AL, AR, DC, LA, MD, NM, RI and WV:
Any person who knowingly (or willfully)* presents a false or fraudulent claim for payment of a loss or benefit or knowingly (or willfully)* presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. *Applies in MD only.
Applicable in CO:
It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies.
Applicable in FL and OK:
Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony (of the third degree)*. *Applies in FL only.
Applicable in KS:
Any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication or statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act.
Applicable in KY, NY, OH and PA:
Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties (not to exceed five thousand dollars and the stated value of the claim for each such violation)*. *Applies in NY only.
Applicable in ME, TN, VA and WA:
It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties (may)* include imprisonment, fines and denial of insurance benefits. *Applies in ME only.
Applicable in MN:
A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.
Applicable in NJ:
Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.
Applicable in OR:
Any person who knowingly and with intent to defraud or solicit another to defraud the insurer by submitting an application containing a false statement as to any material fact may be violating state law.
Applicable in VT:
Any person who knowingly presents a false statement in an application for insurance may be guilty of a criminal offense and subject to penalties under state law. Applicable in all other states: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.
Representation Statement
The undersigned authorized officer of the applicant declares that the statements set forth herein are true to the best of his or her knowledge. The undersigned authorized officer agrees that if the information supplied on the application changes between the date of the application and the effective date of the insurance, he/she (undersigned) will immediately notify the insurer of such changes, and the insurer may withdraw or modify any outstanding quotations and/or authorization or agreement to bind the insurance. Signing of this application does not bind the applicant to the insurer to complete the insurance.
WARRANTY STATEMENT
I understand that the insurance company, in determining whether to provide insurance coverage will rely on the information contained in this form and all other information being submitted. I hereby warrant, represent and confirm that, to the best of my knowledge, all information provided is complete, true and correct.
I am aware that the insurance company expects accurate reporting for my premium calculation, and should my figures exceed my estimates during the coverage term I will make arrangements to pay the additional premium. I understand that my books and records may be examined or audited by the insurance company at any time during the coverage period and up to three years afterwards. Intentional misrepresentation or misreporting may jeopardize coverage.
I further acknowledge that I have reviewed all information under the "print application" section of this website and understand the exclusions that apply, as well as the activities and operations for which coverage is not provided.
I understand that this online enrollment provides the option for the insured to select General Liability. However, we offer other types of insurance policies that are not available on this online enrollment such as Medical Expense, Workers' Compensation, Excess Liability, Property (building and contents), Equipment, Event Cancellation, Cyber Risk, Business Auto, Professional Liability, etc. If I am interested in a quote for these other types of policies, I will need to inform Sadler in writing, sport3@sadlersports.com.
I am aware that premium is fully earned at inception.
If I do not get email containing my proof of coverage documents within 24 hours, I will follow-up with Sadler & Company immediately.


Verification of Insurance Documents

If you've already purchased insurance with Sadler & Company and need to access to your verification of coverage documents or add an Additional Certificate click here to recover your information. The email address attached to your account will need to be supplied.

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