Copyright, Legal, and Privacy Notices:
I agree that all teams must have a current membership in American Football Association as a requirement to be eligible for this insurance plan.
Policy Qualifications And Failure To Pay:
The completion of this online enrollment form confirms our desire to obtain insurance. In the event that Sadler & Company determines that the applicant does not qualify for this program, has not accurately answered a question, or has tendered an invalid check or one with insufficient funds, it will immediately void all coverages as of the effective date and notify all certificate holders.
No Refunds: Premiums are fully earned and non refundable once coverage begins.
No COVID Refunds Or Credits:
Now that COVID is a known risk, the insurance carrier will no longer consider COVID refunds or credits due to season cancellation, postponement, shortened season, etc. Please contact Sadler with questions regarding the best way to apply for coverage.
Understanding Of Policy Descriptions And Exclusions:
For a complete policy description and list of exclusions, please download here
I further acknowledge that I have reviewed all information provided with this enrollment form and understand the exclusions that apply, as well as the activities and operations for which coverage is not provided.
Other Policies Available Only Per Written Request:
I understand that this online enrollment provides the option for us to select General Liability and Equipment coverage. However, Sadler offers other types of insurance policies that are not available on this online enrollment such as Directors & Officers, Crime, Workers' Compensation, Excess Liability, Property (building and contents), Event Cancellation, Cyber Risk, Business Auto, Professional Liability, etc. If you are interested in a quote for these other types of policies, you will need to inform us in writing.
General Liability And Excess Liability Specific:
I agree to the following: Coverage begins January 1, 2022 or the exact time and date that this electronic application and internet check are received at Sadler & Company, Inc., whichever is later and continues for one full year from effective date. Waiver & release forms are strongly recommended for all participants. A sample waiver & release form will be included in your proof of coverage documents.
Certain weather conditions (ex. tropical storms and hurricanes) in your area may prevent us from binding Equipment coverage upon receipt of the application and premium payment. If this happens, we will make coverage effective as soon as the insurance company allows us to do so. For policies under optional coverages, coverage is effective only upon underwriting and acceptance by the carrier. All coverages expire one year after the effective date.
NOTE: If purchaser's coverage is non-renewed, the carrier shall endeavor, but shall not be required, to provide purchaser with prior written notice of non-renewal equal to the time allotted by purchaser's domiciliary state. By signing the application, purchaser acknowledged: (1) That this evidence of insurance (hereinafter :EOI) shall be non-renewed effective the expiration date; and (2) That, upon the expiration of purchaser's EOI, the carrier may offer a renewal, but reserves the rights, because of aforesaid non-renewal, to change the terms & conditions of coverage as compared with the expiring coverage.
I understand that the insurance company, in determining whether to provide insurance coverage will rely on the information contained in this form and all other information being submitted. I hereby warrant, represent and confirm that, to the best of my knowledge, all information provided is complete, true and correct. I am aware that the insurance company expects accurate reporting for my premium calculation, and should my figures exceed my estimates during the coverage term I will make arrangements to pay the additional premium. I understand that my books and records may be examined or audited by the insurance company at any time during the coverage period and up to three years afterwards. Intentional misrepresentation or misreporting may jeopardize coverage.
I understand and agree that the charges shown include a fee in lieu of a commission on the General Liability policy equal to approximately 20% of premium payable to Sadler & Company, Inc. in consideration of insurance and risk management services rendered.
Receipt Of Coverage Documents:
I understand that I will only receive electronic copies of insurance documents and will not receive paper copies. If I do not get email containing my proof of coverage documents within 24 hours, I will follow-up with Sadler & Company immediately. I understand that the files contained in my proof of coverage email are important documents. Once these documents are received, I will review and make sure the documents contain the coverages requested and further agree to notify Sadler & Co., Inc. if the documents have any mistakes in coverages and/or limits. I am aware that because this coverage is written on a master policy, only the certificate of insurance and the verification of coverage will be provided. However, a copy of the master policy is available at any time by emailing a request to email@example.com.
If I do not get email containing my proof of coverage documents within 24 hours, I will follow-up with Sadler & Company immediately.
Risk Purchasing Group Disclosure:
The completion of this enrollment form confirms our desire to obtain General Liability insurance through ERS Risk Purchasing Group Association, Inc., domiciled in IL, at no additional cost, if such coverage is chosen. Since liability insurance is provided through a risk purchasing group, an insured may not have the protection of an insolvency guaranty fund in some states.
I acknowledge that my address below is correct and will update Sadler & Co., Inc. of any changes to this email in the future. I grant permission to Sadler & Co., Inc. to utilize this email address to send all documents and communications electronically, including but not limited to, certificates of insurance, verification of coverage, underwriting questions, coverage changes, renewal notices, non-renewal notices, cancellation notices, quarterly newsletters and important messages. You have the right to withdraw your electronic consent and to request paper copies of certain documents and communications. However, withdrawing electronic consent with greatly diminish our ability to provide service in a timely fashion.